For business

Flip Group Active

Australia’s first on-demand group accidental injury cover

Help your customers enjoy their active lives with peace of mind. Easily integrate accidental injury cover into your core offer to add value and build customer loyalty.

Trusted by major brands

Flip has partnered with major brands such as Red Bull, Thredbo, Tough Mudder, Spartan Race, Rugby teams, youth skateboarding events, and others.

With over 40,000+ participants covered at more than 50+ events since 2023, Flip has demonstrated its reliability and commitment to providing valuable cover. Additionally, Flip is backed by HCF Life, which is owned by Australia's largest not-for-profit health insurer, HCF.

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How Flip Group Active enhances your business

Easily integrate accidental injury cover into your core offer to add value and build customer loyalty

Encourage Increased Participation

Attract new customers and encourage repeat visits with better protection and peace of mind. 

Pay-as-you-go flexibility

Pricing can be set incrementally right down to per-person, per-day. Pay for only what you need. 

More value for your customers

Integrating group insurance adds value and a point of difference to help you stand out. 

Simple all the way

100% digital, no jargon, simple claims process and fast cash payouts for eligible claims. 

Streamlined admin

Easy to set up and run. Customers claim directly with us with no involvement needed from you. 

Get on the front foot

Don’t wait for a sticky situation to arise. Act now and help protect your customers.

What Flip users are saying

Consumer
My claim was processed and approved within a couple of hours. A very positive insurance experience which is a rarity nowadays! Well done to the Flip team!
Bodhi S | Skateboarder
Consumer
Putting in a claim and switching on your cover is super simple. I highly recommend Flip to anyone who is active and loves extreme sports.
Carter G | Snowboarder
Consumer
I received great service from Flip, the communication was clear and professional and they helped me out when I needed it. The coverage is great, it covers all it needs to!
Dougal | Mountain biker
Consumer
Signing up literally took less than two minutes. Being able to cancel when I don’t need it and get cover again when I do is perfect for my lifestyle.
Marie | Yogi | Runner | Cyclist
Consumer
I’m always skeptical of insurance products and it being too good to be true, so need to find the catch. Not this time, Flip's the real deal.
Stitch | Runner | Boxer | Noob mountain biker
Consumer
I feel super protected with Flip because it helps with out of pocket gaps and random expenses. I wouldn’t be without it for the peace of mind.
Ege | Soccer player | Indoor rock climber | Snowboarder
Flip has demonstrated an ability to be nimble and responsive to our needs as an event organiser, and the needs of our event participants.Adding Flip coverage to our event participants, or making it simple for them to purchase themselves have been great value adds to our events.
Jordan | Director, O2 Events
I set out to find the best insurer to cover our members and I found them! Flip Insurance has gone above and beyond for our members whenever they have an injury. Every claim has been paid out straight away, very happy with the service.
Harrison | Founder, Soso Sports
I contacted the Flip team because I wanted to change the way we approach athlete welfare. Working with Flip was about covering people at events rather than leaving them stranded with a waiver form. The team at Flip has the same mentality around wellbeing, so we have a synergy and our partnership has been hugely productive and positive.
Donny | Head of Partnerships, Pacific Action Sports & The Rumble

Flip Group Active benefits

Up to $50,000 cash payouts on approved claims. Check the benefits.
Cover while doing almost any activity. Check the list of what's not covered.

Did you know…

Flip’s Group Active policy is 100% digital. Claiming can take just a few minutes for eligible injuries once you've gathered all the relevant information, and we pay eligible claims within days.

Protect your customers with Flip Group Active.

Flip exists to help Australians enjoy more of the moments that matter. We’re building on the success of our on-demand accidental injury insurance by offering group insurance plans for businesses in the sports, adventure and wellness industries.

Why Flip?

Whether you run a gym, a competition, a ski resort or a yoga studio, you’ll know accidents can happen anytime, anywhere. With our group insurance plans, you can offer your customers an extra layer of protection from the financial impact of medical expenses. Our cover is simple, flexible and affordable, and can be tailored to suit your business and your customers.

By partnering with Flip, you can show your customers that you care about their safety and wellbeing while boosting brand loyalty, attracting new customers and increasing your revenue.

Ready to get started?

Complete this short form to find out how we can tailor a group insurance plan for your business.

Frequently Asked Questions

How much does Flip's Group Active insurance cost my participants?

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Your customers don't need to pay anything directly to Flip for this insurance cover, because you, as the policy owner, are the one obtaining this cover for their benefit (where eligible).

How much does group personal accident insurance cost my business?

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Our pricing is based on per person per day, depending on the volume of customers you are insuring, and the risk associated with the primary activities included in your policy.

This pricing is cheaper than our direct to consumer pricing, which is $7 per day. Generally, the more you insure, the cheaper it gets.

We can also offer discounted weekly or monthly pricing for you when it is more economical for you to insure your customers in this way.

Why should I get Flip Active group accidental injury insurance for my customers?

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With so many choices, potential customers are more likely to choose businesses that genuinely look after them.

By protecting your customers from unexpected accidental injury costs with our simple, transparent, customer-centric insurance, you’ll add a point of difference and add value for you and your customers.

Do you offer other insurances like Public Liability insurance?

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Flip Insurance does not offer Public Liability Insurance and is not authorised to provide any financial product advice on or to deal with Public Liability Insurance.

I've never heard of Flip. Who backs it and how do I know I can trust a new insurance provider?

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Flip is backed by HCF Life, which is owned by Australia's largest not-for-profit health insurer HCF, which covers 1.8 million members all over the country. We’re legit.

Can you show me how Flip Group Active compares to other group personal accidental injury insurance?

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Just ask us for more detail on the below:

  • Genuine Value with cash payouts for end customers
  • Simple and direct pricing — no hidden fees
  • Reduced claims admin for both business and customers