How Flip works

Get injured. Get paid. Get better.

Flip’s not like regular insurance. There are no eye-watering policy documents to wade through. No confusing forms. No tedious claims process. We’ve worked our buns off to make this easy for you, every step of the way.

Backed by
Powered by HCF
Best insurance innovation award
Life Insurance Innovation of the Year 2023Life Insurance Innovation of the Year 2024
1

Choose your cover

  • Pick what suits you: Just want it for race day? No worries. Need it all month? Easy.
  • ‍$7 a day, $25 a week or $40 a month — same price, no matter what you’re doing
  • Immediate protection: No waiting periods here. Your cover starts straight away or can be scheduled for when you need it.
Get cover
3

If you get injured, make a claim

  • Gather some evidence: Collect any relevant documentation or photos related to your injury.
  • Download the Flip Insurance mobile app: All claims are done via the mobile app - no need for lengthy paperwork.
  • Submit your claim: Follow the steps and submit in less than 5 minutes. Your claim will be processes withing a few business days.

Read about how to get paid faster in this blog.

Learn more
2

Easy checkout

  • Fast sign-up: Get covered in less than 2 minutes.
  • No quotes needed: Skip the long questionnaires and get straight to being protected.
  • Transparent terms: Before you proceed, have a look at our PDS and TMD to check if Flip’s right for you.
Get cover
4

Cash straight to your pocket

  • Direct deposits: Once approved, we transfer the cash straight to your bank account.
  • Use it your way: Cover medical expenses, rehab sessions, or even treat yourself to some comfort food. It's your call.
Get cover
1

Choose your cover

  • Pick what suits you: Just want it for race day? No worries. Need it all month? Easy.
  • ‍$7 a day, $25 a week or $40 a month — same price, no matter what you’re doing
  • Immediate protection: No waiting periods here. Your cover starts straight away or can be scheduled for when you need it.
Get cover
2

Easy checkout

  • Fast sign-up: Get covered in less than 2 minutes.
  • No quotes needed: Skip the long questionnaires and get straight to being protected.
  • Transparent terms: Before you proceed, have a look at our PDS and TMD to check if Flip’s right for you.
Get cover
3

If you get injured, make a claim

  • Gather some evidence: Collect any relevant documentation or photos related to your injury.
  • Download the Flip Insurance mobile app: All claims are done via the mobile app - no need for lengthy paperwork.
  • Submit your claim: Follow the steps and submit in less than 5 minutes. Your claim will be processes withing a few business days.

Read about how to get paid faster in this blog.

Learn more
4

Cash straight to your pocket

  • Direct deposits: Once approved, we transfer the cash straight to your bank account.
  • Use it your way: Cover medical expenses, rehab sessions, or even treat yourself to some comfort food. It's your call.
Get cover

Frequently asked questions

See FAQs

What now?

Wanna see what’s covered and what’s not?

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Not sure which Flip cover works best for you?

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Ready to give medical expenses the flip?

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