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From A$80 a week
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Want to get football insurance for AFL injuries?

Protect yourself (and your wallet) with accidental injury insurance for football players

About footy insurance for accidental injuries.
Turn AFL insurance on for game days and enjoy every kick, mark, tackle and goal, knowing you’ve got cover for a range of accidental football injuries if something goes wrong.

From $7 a day
Get cover

Buy Roaming cover

Per person
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  • We approve most claims within one business day
  • Covers accidents in Australia and NZ, with additional countries covered under Flip Roaming
  • Instant cover, or schedule in advance
See more
  • No quotes or lock-in contracts
  • Checkout in minutes
Backed by
Powered by HCF
Best insurance innovation award
Life Insurance Innovation of the Year 2023
Life Insurance Innovation of the Year 2024
Backed by
Powered by HCF
Best insurance innovation award
Life Insurance Innovation of the Year 2023
Life Insurance Innovation of the Year 2024

Protection for milestones, not comfort zones

Flip it on
AFL footy insurance for accidental injuries.

Kick with confidence

Flip can give you extra peace of mind whether you want protection for yourself or your child.

AFL is an action-packed sport, and injuries are always a possibility. 

Don't let an unexpected injury ruin your day – make sure you're protected with Flip.

Why AFL insurance for accidental football injuries is becoming more popular in Australia

Aussies love their AFL

Footy is a great way to stay active and have fun while improving heart health, strength and mental wellness. It’s a popular sport, with over 528,000 people playing community football in 2024.

AFL injuries can be expensive

All those epic tackles and smothers can lead to injuries that Medicare, private health insurance or travel insurance don’t necessarily cover in full. The financial pain can hurt more than the injury itself.

AFL insurance eases the financial pain of accidental injuries

If you’re training or playing with Flip activated and get an injury we cover, we give you a set cash payout for eligible claims, mostly within one business day.

Uncomplicated accidental football injury insurance cover

Understanding what you’re covered for can be overwhelming, and sometimes you don’t realise until after something's gone wrong that you might have a lot of costs to pay. We've created injury cover for football accidents that's easy to understand, with no complicated add-ons or hidden catches.

Examples

These could apply to you or your child under Flip Active, or either of you under Flip Roaming.

Covered

I bought a Flip subscription, tore my ACL and then had surgery in the hospital.

Not covered

I tore my ACL, then bought a Flip subscription and had surgery.

Covered

I took a screamer, landed awkwardly and suffered a concussion that required an emergency visit to hospital and recovery time.

Not covered

I indulged in a post-match hotdog, got food poisoning and had to go to the doctor.

Covered

A hard tackle resulted in a gash that needed stitches in the hospital emergency department.

Not covered

I left my footy boots at the game, and when I got back they were gone.

Covered

I tore a ligament while working as a footy coach and it needed two physiotherapy sessions.

Not covered

I tore a ligament while working at a burger bar.
Full details of your insurance including definitions are found in the Product Disclosure Statement (PDS), Financial Service Guide (FSG) and Target Market Determination (TMD) docs.

Frequently Asked Questions

What is accidental injury insurance?

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Accidental injury insurance policies provide cover if you have an injury in an accident, like an AFL football accident. Flip Active, Flip Kids and Flip Roaming are types of football insurance that pay you money if you get hurt in an accident with an injury of specified severity.

Can I get one-day insurance for accidental football injuries?

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Yes, you can buy Flip Active or Flip Kids for a single day, week or as a monthly subscription to provide peace of mind for injuries at game days, tournaments or training seasons.

Who is Flip’s football insurance for?

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Flip currently welcomes people living in Australia between the ages of 5 and 64 to purchase our cover for football accidents. This includes international students, people on working holiday visas and people on temporary working visas. Unfortunately, you won’t be able to buy our current product if you or your child don't live in Australia or are temporarily in Australia as a tourist.

I turned my Flip insurance cover on after I injured myself playing football. Can I claim?

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No. With Flip accidental injury insurance, you’re covered for a range of accidental sporting injuries that happen while your insurance is active. This means you’re not covered for anything that happens before your insurance starts or after it ends. To see when your insurance starts or ends, head to your Flip Dashboard and look for your Certificate of Insurance.

Will you replace my uniform or other equipment if it’s damaged in a football accident?

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Flip provides accidental injury insurance, so you get a cash payout for eligible injuries that varies depending on the severity. You can choose to spend your payout on anything you like, including equipment repairs.

Do you cover professional athletes?

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Yes, we welcome weekend warriors and professionals alike when they want AFL injury insurance for accidents in general training or match days.

If I have Flip Active, Flip Kids or Flip Roaming, am I (or my kids) only covered for accidental injuries that happen at football games?

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No, when your insurance is active, you’ve got cover for a range of common injuries that might happen in an accident, whether that be from running to catch a bus or jumping out of bed.