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Group Insurance for Groups and Teams
Worrying about getting injured is one of the reasons that Aussies reduce their participation and become less active.
Show your team that you genuinely care about their wellbeing and protection during your event.
- Trusted by major brands
- Streamlined admin
- Simple and digital claims process
- Up to $50,000 cash payouts on approved claims
Backed by
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Trusted by major brands
Flip has partnered with major brands such as Red Bull, Thredbo, Tough Mudder, Spartan Race, Rugby teams, youth skateboarding events, and others.
With over 40,000+ participants covered at more than 50+ events since 2023, Flip has demonstrated its reliability and commitment to providing valuable cover. Additionally, Flip is backed by HCF Life, which is owned by Australia's largest not-for-profit health insurer, HCF.
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Give your participants confidence
Whether you're a football team, a cycling group or a ski club, you’ll know accidents can happen anytime, anywhere. Flip Group Active can help protect your participants in case the unexpected happens.
Give your participants an extra layer of protection from the financial impact of medical expenses. We handle all claims process so you can streamline your admin.
Why sports group insurance for groups and teams is becoming more popular in Australia
Aussies love sport
Approximately 40% of us participate in sports every week, but it comes at a cost, with around 1.6 million sports injuries and around 50,000 hospitalisations each year.
Sports injuries can be expensive
All that physical activity can lead to injuries that aren’t necessarily covered by Medicare, private health insurance or travel insurance in full. The financial pain can hurt more than the injury itself.
Ease the financial pain of accidental injuries
If your group or team are covered with our group insurance and get an injury of a severity that we cover, we give your participants a set cash payout within one business day for eligible claims.
Uncomplicated accidental injury cover
Understanding what you’re covered for can be overwhelming, and sometimes you don’t realise until after something’s gone wrong that you might have a lot of costs to pay. We've created accidental injury cover that's easy to understand, with no complicated add-ons or hidden catches.
Covered
A participant was cycling through a paceline, hit a pothole and knocked out a tooth which required an implant denture.
Not covered
A participant had a post-ride hotdog, got food poisoning and extended their trip.
Covered
A tree branch ripped through a participant's leg, leaving a gash that needed stitches in the hospital emergency department.
Not covered
I tore a ligament while working at a burger bar.
Covered
A participant was covered on event day with Group Active, tore their ACL and then had surgery in the hospital.
Not covered
A participant tore their ACL before our event, bought a Flip subscription and then had surgery.
Full details of your insurance including definitions are found in the Product Disclosure Statement (PDS), Financial Service Guide (FSG) and Target Market Determination (TMD) docs.
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Stories of Flip in action
Isabella | Footy Injury
She was running down the field, stopped suddenly, and moved left. Her leg then gave out, she heard a cracking noise, and fell to the ground.
Diagnosis by MRI
$100
Specialist care
$100
Surgery
$2,000
At least 4 physiotherapy sessions
$300
TOTAL BENEFITS PAID
$2,500
The claim was assessed very fast and I was given the money very quickly. The money will be going to cover Ubers to and from work, medical bills, days off work and some of it will be going to the surgery cost as well.
Casey | Snowboarding shoulder injury
He got involved in a freak accident where he fell five meters from a chairlift and suffered a severe shoulder injury.
X-ray
$100
CT scan
$100
Specialist care
$100
Cast
$100
Urgent treatment in a hospital
$200
Surgery
$2,000
TOTAL BENEFITS PAID
$2,600
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"I paid $25 for a week of cover and got a payout of $2,600"
Oliver went for a swim
Oliver was out catching waves when his head hit a sandbank as he was diving into the waves. Unable to move, lifeguards pulled him out of the water.
Urgent treatment in an emergency department
$200
X-ray
$100
CT scan
$100
Specialist care
$100
Inpatient hospital care for 2 or more nights
$1,000
Care in an intensive care unit
$5,000
TOTAL BENEFITS PAID
$6,500
"The cover only cost $25 for the week, and I got a payout of $6,500"
Isabella | Footy Injury
She was running down the field, stopped suddenly, and moved left. Her leg then gave out, she heard a cracking noise, and fell to the ground.
Diagnosis by MRI
$100
Specialist care
$100
Surgery
$2,000
At least 4 physiotherapy sessions
$300
TOTAL BENEFITS PAID
$2,500
The claim was assessed very fast and I was given the money very quickly. The money will be going to cover Ubers to and from work, medical bills, days off work and some of it will be going to the surgery cost as well.
Casey | Snowboarding shoulder injury
He got involved in a freak accident where he fell five meters from a chairlift and suffered a severe shoulder injury.
X-ray
$100
CT scan
$100
Specialist care
$100
Cast
$100
Urgent treatment in a hospital
$200
Surgery
$2,000
TOTAL BENEFITS PAID
$2,600
"I paid $25 for a week of cover and got a payout of $2,600"
What Flip users are saying
I contacted the Flip team because I wanted to change the way we approach athlete welfare. Working with Flip was about covering people at events rather than leaving them stranded with a waiver form. The team at Flip has the same mentality around wellbeing, so we have a synergy and our partnership has been hugely productive and positive.
I set out to find the best insurer to cover our members and I found them! Flip Insurance has gone above and beyond for our members whenever they have an injury. Every claim has been paid out straight away, very happy with the service.
Flip has demonstrated an ability to be nimble and responsive to our needs as an event organiser, and the needs of our event participants.Adding Flip coverage to our event participants, or making it simple for them to purchase themselves have been great value adds to our events.
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I feel super protected with Flip because it helps with out of pocket gaps and random expenses. I wouldn’t be without it for the peace of mind.
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I’m always skeptical of insurance products and it being too good to be true, so need to find the catch. Not this time, Flip's the real deal.
Signing up literally took less than two minutes. Being able to cancel when I don’t need it and get cover again when I do is perfect for my lifestyle.
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I received great service from Flip, the communication was clear and professional and they helped me out when I needed it. The coverage is great, it covers all it needs to!
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Putting in a claim and switching on your cover is super simple. I highly recommend Flip to anyone who is active and loves extreme sports.
My claim was processed and approved within a couple of hours. A very positive insurance experience which is a rarity nowadays! Well done to the Flip team!
Frequently Asked Questions
How much does group personal accidental insurance for groups and teams cost?
Our pricing is based on per person per day, depending on the volume of participants you are insuring, and the risk associated with the primary activities included in your policy.
This pricing is cheaper than our direct to consumer pricing, which is $7 per day. Generally, the more you insure, the cheaper it gets.
We can also offer discounted weekly or monthly pricing for you when it is more economical for you to insure your participants in this way.
Why should I get group accidental injury insurance for my participants?
With so many choices, potential participants are more likely to choose groups and teams that genuinely look after them.
By protecting your participants from unexpected accidental injury costs with our simple, transparent, customer-centric insurance, you’ll add a point of difference and add value for you and your participants.
Do you offer other insurances like Public Liability insurance?
Flip Insurance does not offer Public Liability Insurance and is not authorised to provide any financial product advice on or to deal with Public Liability Insurance.
I’ve never heard of Flip. Who backs it and how do I know I can trust a new insurance provider?
Flip is backed by HCF Life, which is owned by Australia's largest not-for-profit health insurer HCF, which covers 1.8 million members all over the country. We’re legit.
Can you show me how Flip Group Active compares to other group personal accidental injury insurance?
Just ask us for more detail on the below:
- Genuine Value with cash payouts
- Simple and direct pricing — no hidden fees
- Reduced claims admin
Ready to get started?
Complete this form to find out how we can tailor a group insurance plan for your groups and teams
By choosing Flip Insurance, you demonstrate your commitment to improving protection for your participants, building loyalty, and creating an attractive, worry-free event environment.
Thanks for your enquiry. Check your inbox to see how we can help.
Join the forward-thinking event organisers who have already made the switch.