Going Skiing or Snowboarding Overseas?
Protect yourself (and your wallet) from overseas accidents with ski injury insurance
About Flip Insurance for Snowsports
Snow sports are exhilarating but the risk of injury is high. Just imagine the convenience and peace of mind of turning on short-term ski and snowboard accidental injury insurance for exactly when you hit the slopes overseas. You can shred hard and enjoy the thrill of your winter adventures knowing you’re protected for a range of injuries if something goes wrong.
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Hit the slopes with confidence
For first time on the slopes to taking on the black run, Flip can give you extra peace of mind.
While most Snowsports are safe and exciting, accidents can happen.
Don't let an unexpected injury ruin your trip – make sure you've got protection for accidents with Flip ski and snowboard insurance.
Why ski insurance for accidental injuries is becoming more popular in Australia
Skiing injuries can be expensive
All those epic rides can lead to injuries that aren’t necessarily covered by Medicare, private health insurance or travel insurance in full. The financial pain can hurt more than the injury itself.
Ski insurance eases the financial pain of injuries
Snow sports are great for your physical and mental health, and if you’re on the slopes with Flip activated and get an injury that we cover, we give you a set cash payout for eligible claims, mostly within one business day.
Uncomplicated accidental skiing injury cover
Understanding what you’re covered for can be overwhelming, and sometimes you don’t realise until after something’s gone wrong that you might have a lot of costs to pay. We've created accidental injury cover that's easy to understand, with no complicated add-ons or hidden catches.
Examples
 Covered | A tree branch ripped through my new ski pants, and I got a gash that needed stitches in the emergency department. |
 Not Covered | I left my kit bag while I was skiing and when I got back it was gone. |
Covered | I fell down some slippery stairs and shattered my kneecap which needed an X-ray, cast and specialist care. |
Not Covered | My feet were sore after being in snowboarding boots all day. |
Covered | I sprained my wrist while working as a ski instructor and needed several physiotherapy sessions. |
Not Covered | I sprained my wrist while working as a bartender. |
Covered | I crashed and broke my tooth which required an implant. |
Not Covered | I went to the snow, got food poisoning and had to extend my trip. |
Covered | I bought a Flip subscription, tore my ACL and had to have surgery. |
Not Covered | I tore my ACL, then bought a Flip subscription and had surgery. |
Other sports that injury insurance can be used for
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Frequently Asked Questions
Am I eligible for ski injury insurance?
Flip’s accidental injury insurance for skiing can be used by people that live in Australia, aged between 5 and 64.
This includes international students, people on working holiday visas and people on temporary working visas.
If you don’t live in Australia or are temporarily in Australia as a tourist, you won’t be able to buy our ski injury insurance.
How much is ski injury insurance?
Flip's ski injury insurance starts from $7 a day, $25 a week, or $40 for a monthly subscription. If travelling overseas, cover starts from $80 a week. You can cancel at any time.
How do I buy ski injury insurance?
Buying ski injury insurance is simple. Just head to https://www.flipinsurance.com.au/products and choose the right product for you. Activating your cover takes only a few minutes.
What is covered with ski injury insurance?
Flip's ski accidental injury cover provides extra protection on days you’re out skiing. Injuries while skiing are covered when it is caused by an accident and is unintentional. It doesn’t include:
- chronic injuries, like injuries from overuse, repetitive motion or wear and tear
- accidents that happened before your insurance started or after it ended
- pre-existing injuries
- medical episodes or medical conditions like illnesses
- injuries caused by surgery or medical care.
I have private health insurance – can I still get ski injury insurance?
Ski injury insurance is different to private health insurance. Private health insurance covers treatments in hospitals as a private patient and can also cover extras like optical, dental and physio.
Flip’s ski injury insurance can be used with private health insurance. If you make an eligible claim, you will get a cash payout that can be used however you like, for example, to help cover the cost of specialist gaps or Uber/taxis if you can’t drive. Check the PDS for more detail.
Do you cover professional skiers and snowboarders?
Yes, we welcome weekend warriors and professionals alike when they want ski injury insurance for accidents in general training, competitions or on event days in covered countries.
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