Flip Active for Kids
Accidental injury insurance for 5-17 year olds. Parents or legal guardians can buy cover on behalf of their kids, for peace of mind on their most active days.
Up to A$50,000 in cash payouts
- Off-piste skiing
- Back country skiing
- Adventuring
- Snowboarding
- Recreation
- Rugby
- Surfing
- Marathon
- Triathlon
- Basketball
- Sports competition
- Skateboarding
- Off-piste skiing
- Back country skiing
- Adventuring
- Snowboarding
- Recreation
- Rugby
- Surfing
- Marathon
- Triathlon
- Basketball
- Sports competition
- Skateboarding
- Off-piste skiing
- Back country skiing
- Adventuring
- Snowboarding
- Recreation
- Rugby
- Surfing
- Marathon
- Triathlon
- Basketball
- Sports competition
- Skateboarding
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Perfect for every busy kid
Easy on the budget
From just a few dollars a day, give your kids an extra layer of protection without stretching your budget.
Peace of mind
With Flip, you can enjoy those moments without worrying about the unexpected.
Why keeping kids playing sports is important
Active kids do better at school and enjoy lifelong rewards in physical, mental, social and economic wellbeing. While the benefits of kids playing sports are well documented, keeping headstrong teens from quitting sports can be challenging.
Kids who play sports do better at school
Australian research shows continued sports participation was associated with improved school performance. It boosts attendance and attention along with literacy, numeracy and year 12 results.
Active kids are physically and mentally healthier
Another Australian study concluded kids and teens who dropped out of organised sports had lower physical activity, greater body fat and greater depression at age 20 than those who continued participation.
Early habits shape lifelong outcomes
Habits formed in childhood and adolescence are crucial in setting up lifelong behaviours. Kids who play sports while growing up are more likely to remain active as adults, leading to improved physical, mental, social, and economic wellbeing for life.
Flip helps bridge the gap with the true cost of an accidental injury
Medicare and private health insurance can cover many health-related costs, but your kid can still be left out of pocket with unforeseen expenses as they recover.
Flip cash payouts
Flip Cover
It doesn't matter what Medicare or private health insurance covers, if your injury requires these services, you’ll receive a Flip cash payout
 X-ray Cash payout | +$100 |
 Specialist care Cash payout | +$100 |
Hospital surgery Cash payout | +$2000 |
 Physio Cash payout | +$150 |
Getting a cast Cash payout | +$100 |
Flip cash payouts | +$2,450 |
Insurance that wants to pay you
Most common benefits claimed in the past 6 months
Diagnosis by an X-ray or ultrasound
$100
Urgent treatment in a hospital emergency department$200
Surgery in hospital$2,000
Most common benefits claimed in the past 6 months
- Diagnosis by an X-ray or ultrasound$100
- Urgent treatment in a hospital emergency department$200
- Surgery in hospital$2,000
of claims assessed were approved
of claims assessed within 5 days
average claim payout
Easy claims and fast payouts
To create insurance people love, we've made claiming as easy as possible. Just follow these simple steps and we'll get you paid asap.
Cover for kids while doing (almost) anything
However, there are some things we don't cover...
Motorcycling +
Some dental injuries +
War +
Being under the influence of alcohol +
Some of injuries caused by a parent +
Medical Conditions Injuries +
Intentional self-injury or attempted suicide +
Paid work or employment +
Illegal acts +
Taking illicit drugs or taking medication not as directed +
Injuries that happen gradually over time +
Medical procedures or related complications +
Flip in action
Wave diving accident
Oliver was out catching waves when his head hit a sandbank as he was diving into the waves. Unable to move, lifeguards pulled him out of the water.
"Only costs $25 for the week, and I got a payout of $6,500"
- Urgent treatment in an emergency department$200
- X-ray$100
- CT scan$100
- Specialist care$100
- Inpatient hospital care for 2 or more nights$1,000
- Care in an intensive care unit$5,000
Snowboarding shoulder injury
He got involved in a freak accident where he fell five metres from a chairlift and suffered a severe shoulder injury.
"I paid $25 for a week of cover and got a payout of $2,600"
- X-ray$100
- CT scan$100
- Specialist care$100
- Cast$100
- Urgent treatment in a hospital$200
- Surgery$2,000
Footy ACL injury
She was running down the field, stopped suddenly, and moved left. Her leg then gave out, she heard a cracking noise, and fell to the ground.
"The claim was assessed very fast and I was given the money very quickly."
- Diagnosis by MRI$100
- Specialist care$100
- Surgery$2,000
- At least 4 physiotherapy sessions$300
Choose how you Flip
Under 18? Ask your parent/guardian to purchase your cover.
Day cover
Week cover
Subscribe and save for peace of mind
Frequently Asked Questions
Am I eligible to buy Flip Insurance?
Flip currently welcomes people that live in Australia, between the ages of 5 and 64.
This includes international students, people on working holiday visas and people on temporary working visas.
Unfortunately, you won’t be able to buy our current product if you or your child:
- don't live in Australia
- are temporarily in Australia as a tourist
What counts as an accident or accidental injury?
An Accident is a sudden, unexpected event i.e. you can pinpoint the precise time and location of when it happened.
An Accidental Injury / Injury is an acute injury or other physical damage to a person’s body that is caused by an Accident, and is unintentional.
It doesn’t include:
- chronic injuries, like injuries from overuse, repetitive motion or wear and tear
- accidents that happened before your insurance started or after it ended and pre-existing injuries
- medical episodes or medical conditions like illnesses
- injuries caused by surgery or medical care
My activities are really high-risk. Will you cover me?
We cover most activities, so it’s easier to list the activities we don’t cover:
- motorcycling (which includes dirt biking)
- anything illegal
- accidents while working (unless your work is sports related e.g. tennis coach)
- anything that happens outside of a covered country
My Flip accidental injury insurance wasn’t turned on at the time of my accident. Can I claim?
No. With Flip accidental injury insurance, you’re covered for a range of accidental injuries that happen while your insurance is active.
This means you’re not covered for anything that happens before your insurance starts or after it ends.
To see when your insurance starts or ends, head to your Flip Dashboard and look for your Certificate of Insurance.
What evidence do I need to provide?
Click here to find out more about making a claim.