Are you already covered by Flip Group Active?

Ask your team, venue, or event to check if you're covered

You may be eligible for Flip Insurance if your team, venue, or event organiser has bought Flip Group Active on your behalf. They’re the Policy Owner, but if you need to claim you’ll deal directly with us.

They care about your wellbeing, and so do we. We hope being covered gives you the peace of mind to get you out there and enjoy the activity you love without worrying if something goes wrong.

Go hard knowing that you're protected with accidental injury insurance.

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If you're covered, register your cover and be ready

Here's how to register your Group Active cover so you can view your cover details and claim if you get injured
1

Download the Flip Insurance app

3

Enter your Registration Code or click the link emailed to you by the Policy Owner

2

Select ‘Register your Group Active cover’ and create an account

4

You’re all set to view your cover details or claim if you get injured

How to claim?
1

Download the Flip Insurance app

2

Select ‘Register your Group Active cover’ and create an account

3

Enter your Registration Code or click the link emailed to you by the Policy Owner

4

You’re all set to view your cover details or claim if you get injured

How to claim?

What you’re covered for

In a nutshell, you’re insured by Flip Group Active for accidental injuries of a specified severity that happen while you’re covered.

For example, if your accidental injury requires an MRI, approved claims get $100. If it needs care in an ICU, you’ll get $5,000. If your injury needs both, you get both benefits.

  • Check out the full range of benefits: up to $50,000 cash payouts on approved claims.
  • Check the short list of what’s not covered: don’t worry, you’ve got cover while doing almost any activity, including competitive, adventure and extreme sports.
  • You may be covered for ambulance costs. Check with your Policy Owner (event organiser) to be sure.
  • Diagnosis by an X-ray or ultrasound
    $100
  • Diagnosis by an MRI or CT scan
    $100
  • At least 2 physio* sessions
    $150
  • At least 4 physio* sessions (Paid in addition to the A$150 benefit above)
    $150
  • Specialist care
    $100
  • A cast, brace or splint
    $100
  • Urgent treatment in a hospital emergency department
    $200
  • Inpatient hospital care for 2 or more nights
    $1,000
  • Surgery in hospital
    $2,000
  • Major dental (root canal, crown or bridge work, implants, dentures or splint)
    $2,000
  • Care in an intensive care unit (ICU)
    $5,000
  • Continuous ventilatory support in a hospital for 3 or more nights
    $15,000

Additional specific injury payouts

  • A traumatic brain or spinal cord injury requiring care in an intensive care unit (ICU) for 5 or more nights
    $25,000
  • A spinal cord injury that results in an inability to move two or more limbs that is persistent 1 month after the injury
    $50,000
  • The removal of a hand, arm, foot or leg
    $50,000

Ambulance cover

  • Your Policy Owner will tell you if you also have ambulance cover
     
  • We'll reimburse the costs for an ambulance service to a hospital for an accidental injury
    Up to $3,000
*Reminder: A Registered Doctor in Aus or NZ must confirm that your injury is of a severity that requires a certain amount of physiotherapy.
PDS Ver 2.2

For one Accident, you can qualify for multiple benefit types.

You can claim each benefit type once per Accident and you can receive up to $50,000 in payouts.

Full details of this insurance can be found in the Product Disclosure Statement (PDS).

How to claim if covered with Flip Group Active

Get injured. Get cash. Get better.

If your team, venue, or event has a Group Active Policy, then you’re covered. If you have an eligible accidental injury, we’ll pay cash directly to your bank account to spend however you want.

  • 1

    See a Registered Doctor as soon as possible

    (no later than 14 days after getting injured).
  • 2

    Get them to confirm you meet one or more covered benefits within 6 months

  • 3

    Gather evidence of the accident

    (e.g. date, time, and location).
  • 4

    Register or sign in to the Flip Insurance app

    available in the App Store or Google Play and
    use your
    Registration Code

    Can't find your Registration Code?

    If you're part of a team, attending a venue, or participating in an event covered by Flip, you can find your Registration Code sent to you by your team or event organiser in your email inbox.

    If you can't find your Registration Code, you can contact us and we'll get you sorted.

  • 5

    Follow the prompts to make a digital claim

    Most claims are approved within one business day.

Frequently Asked Questions

How much is Group Active cover if I’m a participant?

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You don’t need to pay anything because the Policy Owner (E.g. Event Organiser) bought it on your behalf.

How do I access my cover details?

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You’re automatically covered, but we suggest you download the Flip Insurance app and register with the Registration Code sent to you by the Policy Owner. You will be able to see your cover details in the app and be ready to go if you need to claim. It takes about two minutes.

How do I know when my cover starts and ends?

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You’ll be able to get details of your cover starts and ends in the Flip Insurance app using the Registration Code that the Policy Owner emailed you.

I have cover for an event but can I buy extra cover for additional days?

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Yes, you can purchase cover for additional days (e.g. trainings, a race, other activities, a trip, etc.) via the Flip Insurance app. Your dashboard will show your Flip Group Active cover as well as any other extra cover you purchase.

Use code FLIPGROUPIE to get 15% off your next Flip Active purchase.

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Flip in action: Oliver’s wipeout

Oliver knocked himself out on a sandbank at a surfing competition. The organiser had purchased Flip Group Active for all participants, so Oliver had cover for his accident.
Oliver’s injury was of a severity that required:
Urgent treatment in an emergency department
$200
X-ray
$100
CT scan
$100
Specialist care
$100
TOTAL BENEFITS PAID
$500

Get cover for your other activities and save $$

You’re already covered under a Group Active Policy, but what about your other activities or when you’re in training mode?

With Flip, you can get cover for you or your kids starting from $7 a day. Whether it’s a day, a week, a season, or a race, you can make Flip work for you.

Use code FLIPGROUPIE to get 15% off your next Flip Active purchase.

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Want protection for your most active days?

Check out Flip's range of products
Overseas cover

Flip Roaming

$80/week
Accidental injury insurance while overseas at a covered destination outside Aus/NZ. Up to A$70,000 in cash payouts.
For business

Flip Group Active

Help your customers enjoy their active lives with peace of mind. Easily integrate accidental injury cover into your core offer to add value and build customer loyalty.
AU/NZ cover

Flip Active

$7/day
Accidental injury insurance for Australian residents. Get cover for a day, a week or a monthly subscription so you can enjoy your active lifestyle stress-free.
AU/NZ cover

Flip Kids

$7/day
Accidental injury insurance for 5-17 year olds. Parents or legal guardians can buy cover on behalf of their kids, for peace of mind for the kids' most active days.

Leading the Way in Sports and Adventure

Flip Insurance partners with some of Australia’s most prominent sports and adventure brands, ensuring that participants are covered with Australia’s first on-demand group accidental injury insurance.

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