What you’re covered for
In a nutshell, you’re insured by Flip Group Active for accidental injuries of a specified severity that happen while you’re covered.
For example, if your accidental injury requires an MRI, approved claims get $100. If it needs care in an ICU, you’ll get $5,000. If your injury needs both, you get both benefits.
- Check out the full range of benefits: up to $50,000 cash payouts on approved claims.
- Check the short list of what’s not covered: don’t worry, you’ve got cover while doing almost any activity, including competitive, adventure and extreme sports.
- You may be covered for ambulance costs. Check with your Policy Owner (event organiser) to be sure.
- Diagnosis by an X-ray or ultrasound$100
- Diagnosis by an MRI or CT scan$100
- At least 2 physio* sessions$150
- At least 4 physio* sessions (Paid in addition to the A$150 benefit above)$150
- Specialist care$100
- A cast, brace or splint$100
- Urgent treatment in a hospital emergency department$200
- Inpatient hospital care for 2 or more nights$1,000
- Surgery in hospital$2,000
- Major dental (root canal, crown or bridge work, implants, dentures or splint)$2,000
- Care in an intensive care unit (ICU)$5,000
- Continuous ventilatory support in a hospital for 3 or more nights$15,000
Additional specific injury payouts
- A traumatic brain or spinal cord injury requiring care in an intensive care unit (ICU) for 5 or more nights$25,000
- A spinal cord injury that results in an inability to move two or more limbs that is persistent 1 month after the injury$50,000
- The removal of a hand, arm, foot or leg$50,000
Ambulance cover
- We'll reimburse the costs for an ambulance service to a hospital for an accidental injuryUp to $3,000
For one Accident, you can qualify for multiple benefit types.
You can claim each benefit type once per Accident and you can receive up to $50,000 in payouts.
How to claim if covered with Flip Group Active
Get injured. Get cash. Get better.
If your team, venue, or event has a Group Active Policy, then you’re covered. If you have an eligible accidental injury, we’ll pay cash directly to your bank account to spend however you want.
- 1
See a Registered Doctor as soon as possible
(no later than 14 days after getting injured). - 2
Get them to confirm you meet one or more covered benefits within 6 months
- 3
Gather evidence of the accident
(e.g. date, time, and location). - 4
Register or sign in to the Flip Insurance app
available in the App Store or Google Play and
use yourRegistration CodeCan't find your Registration Code?
If you're part of a team, attending a venue, or participating in an event covered by Flip, you can find your Registration Code sent to you by your team or event organiser in your email inbox.
If you can't find your Registration Code, you can contact us and we'll get you sorted.
- 5
Follow the prompts to make a digital claim
Most claims are approved within one business day.
Frequently Asked Questions
How much is Group Active cover if I’m a participant?
You don’t need to pay anything because the Policy Owner (E.g. Event Organiser) bought it on your behalf.
How do I access my cover details?
You’re automatically covered, but we suggest you download the Flip Insurance app and register with the Registration Code sent to you by the Policy Owner. You will be able to see your cover details in the app and be ready to go if you need to claim. It takes about two minutes.
How do I know when my cover starts and ends?
You’ll be able to get details of your cover starts and ends in the Flip Insurance app using the Registration Code that the Policy Owner emailed you.
I have cover for an event but can I buy extra cover for additional days?
Yes, you can purchase cover for additional days (e.g. trainings, a race, other activities, a trip, etc.) via the Flip Insurance app. Your dashboard will show your Flip Group Active cover as well as any other extra cover you purchase.
Flip in action: Oliver’s wipeout
Get cover for your other activities and save $$
With Flip, you can get cover for you or your kids starting from $7 a day. Whether it’s a day, a week, a season, or a race, you can make Flip work for you.
Use code FLIPGROUPIE to get 15% off your next Flip Active purchase.
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Leading the Way in Sports and Adventure
Flip Insurance partners with some of Australia’s most prominent sports and adventure brands, ensuring that participants are covered with Australia’s first on-demand group accidental injury insurance.