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You're covered

With Flip Group Active accidental injury insurance

Your team, venue or event organiser has bought Flip Group Active on your behalf. They’re the Policy Owner, but if you need to claim you’ll deal directly with us.

Go hard knowing that you're protected with accidental injury insurance.

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Life Insurance Innovation of the Year 2023
Life Insurance Innovation of the Year 2024

How to claim if you're injured

If you have an eligible accidental injury, we’ll pay cash directly to your bank account for you to spend however you want.

Here’s how it works:

  • 1

    See a Registered Doctor as soon as possible

    (no later than 14 days after the accident).
  • 2

    Get them to confirm you meet one or more covered benefits within six months

  • 3

    Gather evidence of the accident

    (e.g. event registration, witnesses, photos, medical evidence).
  • 4

    Create a Flip account by following the link sent to you by your event or team organiser

  • 5

    Download the Flip Insurance app

  • 6

    Login to the mobile app and follow the prompts to submit your digital claim

What you’re covered for

In a nutshell, you’re insured by Flip Group Active for accidental injuries of a specified severity that happen while you’re covered.

For example, if your accidental injury requires an MRI, approved claims get $100. If it needs care in an ICU, you’ll get $5,000. If your injury needs both, you get both benefits.

  • Check out the full range of benefits: up to $50,000 cash payouts on approved claims.
  • Check the short list of what’s not covered: don’t worry, you’ve got cover while doing almost any activity, including competitive, adventure and extreme sports.
  • You may be covered for ambulance costs. Check with your Policy Owner (team, venue or event organiser) to be sure. 

Flip in action

Casey | Snowboarding shoulder injury

He got involved in a freak accident where he fell five meters from a chairlift and suffered a severe shoulder injury.
X-ray
$100
CT scan
$100
Specialist care
$100
Cast
$100
Urgent treatment in a hospital
$200
Surgery
$2,000
TOTAL BENEFITS PAID
$2,600
"I paid $25 for a week of cover and got a payout of $2,600"
Read full story

Oliver went for a swim

Oliver was out catching waves when his head hit a sandbank as he was diving into the waves. Unable to move, lifeguards pulled him out of the water.
Urgent treatment in an emergency department
$200
X-ray
$100
CT scan
$100
Specialist care
$100
Inpatient hospital care for 2 or more nights
$1,000
Care in an intensive care unit
$5,000
TOTAL BENEFITS PAID
$6,500
"The cover only cost $25 for the week, and I got a payout of $6,500"

Isabella | Footy Injury

She was running down the field, stopped suddenly, and moved left. Her leg then gave out, she heard a cracking noise, and fell to the ground.
Diagnosis by MRI
$100
Specialist care
$100
Surgery
$2,000
At least 4 physiotherapy sessions
$300
TOTAL BENEFITS PAID
$2,500
The claim was assessed very fast and I was given the money very quickly. The money will be going to cover Ubers to and from work, medical bills, days off work and some of it will be going to the surgery cost as well.

Frequently Asked Questions

How much is Group Active cover if I’m a participant?

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You don’t need to pay anything because the event organiser arranged it on your behalf.

How do I access my cover details?

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You’re automatically covered, but we suggest you create a Flip account via the link sent to you by the event organiser and download the Flip Insurance app so we’re here when you need us and you’re ready to go if you need to claim. It takes about two minutes.

How do I know when my cover starts and ends?

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You should have received some information from your event organiser, but if you’re not sure, check with them.

Trusted by major brands

40,000+ participants covered at 50+ events

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Get cover for your other activities and save

You’re already covered under the Group Active Policy, but what about your other activities or when you’re in training mode?

With Flip, you can get cover for you or your kids starting from $7 a day. Whether it’s a day, a week, a season, or a race, you can make Flip work for you.

Use code FLIPGROUPIE to get 15% off your next Flip Active purchase.

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Want protection for your most active days?

Check out Flip's range of products
Overseas cover

Flip Roaming

$80/week
Accidental injury insurance while overseas at a covered destination outside Aus/NZ. Up to A$70,000 in cash payouts.
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For business

Flip Group Active

Help your customers enjoy their active lives with peace of mind. Easily integrate accidental injury cover into your core offer to add value and build customer loyalty.
Enquire now
AU/NZ cover

Flip Active

$7/day
Accidental injury insurance for Australian residents. Get cover for a day, a week or a monthly subscription so you can enjoy your active lifestyle stress-free.
Buy now
AU/NZ cover

Flip Kids

$7/day
Accidental injury insurance for 5-17 year olds. Parents or legal guardians can buy cover on behalf of their kids, for peace of mind for the kids' most active days.
Buy now