How Flip Roaming can complement your travel insurance

When you’re madly preparing for your next overseas adventure, it’s easy to skip the fine print and assume that your travel insurance has you fully covered – but does it really?

While travel insurance is essential for things like lost luggage, cancellations, and certain medical costs, there are often gaps, especially for people who love high-risk activities like skiing, mountain biking or white-water rafting.

That’s why we created Flip Roaming. It’s designed to help fill the gaps and give you that extra peace of mind so you can fully enjoy your trip, knowing you’re protected from a range of accidental injuries even if you’re participating in adventure travel.

What exactly is Flip Roaming?

Flip Roaming is accidental injury insurance for travelling Australians. It provides cover if you get hurt doing (almost) any activity at a range of covered international destinations. 

Flip Roaming is not travel insurance. For instance, it doesn’t cover illness, lost luggage or cancellation costs. Instead, it focuses purely on supporting you if you suffer an eligible accidental injury, giving you peace of mind whether you’re heli-skiing in Switzerland or surfing in Bali. 

Travel insurance policies commonly limit the activities you are covered for, but Flip Roaming was designed to protect you when doing almost any activity, including extreme adventure sports (apart from motorcycling).

With Flip Roaming, you get up to $20,000 in reimbursements for eligible medical care if you get accidentally injured abroad in one of our covered destinations, plus up to $50,000 in extra recovery cash depending on the severity of your injuries. The best part? There’s no excess to worry about, and you can spend the cash payouts however you like – whether on medical bills, post-injury care or new gear to cheer you up.

How Flip Roaming integrates with your travel insurance

Think of Flip Roaming as your travel insurance’s wingman, providing cover in areas where travel insurance might fall short. For example:

The key differences between Flip Roaming and travel insurance

Let’s break down the main differences between Flip Roaming and travel insurance so you know exactly where your coverage stands. But please also remember to check your travel insurance policy details carefully to see exactly what it covers and read our PDS to see if Flip Roaming is right for you.

Use case example: a torn ACL

Let’s explore how Flip Roaming works in real life. Imagine you’re carving fresh powder on a bluebird day in Japan, well beyond the boundaries of the resort. The rush of off-piste skiing is unbeatable—until it’s not. 

One misjudged turn sends you tumbling down the slope. You feel the sharp pain in your knee instantly. Ski patrol takes you down the mountain, and the local doctors diagnose a torn ACL. 

Here’s how Flip Roaming can complement your travel insurance protection so you can focus on your recovery.

Extra peace of mind for just $80 per week

Flip Roaming is designed to be flexible and give you extra protection where travel insurance may fall short. For just $80 a week, you’ll have cover for injuries across various adventure sports, whether you're hiking the fjords of Norway or mountain biking in the Alps.

If you’re travelling with your kids, Flip Roaming can be purchased for them too, ensuring everyone in your family is protected against a range of eligible accidental injuries both abroad and back home.

Want to be better prepared for your next trip? Check out Flip Roaming today and get that extra layer of peace of mind for your overseas adventures.